Every year there are about 6 million car accidents within the United States. Over 90 people die from car accidents every single day. Each year about 3 million Americans sustain injuries because of a car accident.
There are many types of car accidents… but which is the most common? A rear-end accident is one of the most common types of car accidents. Many people rear-end other drivers because of distracted driving.
What are you supposed to do after a rear-end accident? Does your insurance cover rear-end collisions? Keep reading to find out what to do after a rear-end collision.
What to Do After a Rear-End Accident?
After a car accident, it’s always important to check in with yourself. You may feel shocked and confused because the accident happened so fast. Make sure the other driver behind you is okay, too. It’s important to make sure you are both okay.
The next step is to survey the situation around you. If there are any witnesses, ask them to stay behind.
Everyone involved in the accident should move to safety right away. Some people may keep driving, especially if you’re on a busy highway. If possible, move your car onto the side of the road.
If you can’t move your car to safety, turn on the hazard lights. Move yourself and your passengers, away from the crash site.
Call the police right away after an accident. The police should receive notice… even if it’s a minor accident.
Take as many photos of the accident as possible. You will need to send these to your insurance company. Don’t forget to take pictures of the car that hit you.
Who Do I Call?
Notifying your insurance provider after an accident may seem like an afterthought. But you should notify them immediately and make sure you have car insurance coverage. There’s no time limit for when you should call your insurance company, but the sooner, the better.
A good rule of thumb is to call your car accident lawyer within 24 hours of the accident. Follow any requirements and timelines outlined in your insurance policy.
There are a few things you should tell your insurance company. Don’t assume fault, even if you think you caused the accident. Allow them to record the call when you speak with them.
Rear-End Accident: What You Need to Know
It’s normal to feel shocked or scared after a rear-end accident. But the important thing is to call the police right away. Report the accident to your insurance company as soon as your can.
Keep in mind, some insurance companies want you to report an accident within 24 hours. It’s best if you report to your insurance company a few hours after the accident. Reporting the accident to your insurance company will take some stress off your shoulders.
Never assume blame when reporting to your insurance company. There could be mitigating factors at your disposal. Check out more of our business blogs on our website today.
