What is Social Security Disability Insurance?

Almost one out of every five working-age Americans has a form of disability, making them more likely to experience economic hardship than individuals without any disability.

Most individuals with a disability are able to work, but they face a lot of challenges to find work compared to people without.

For individuals with a disability, Supplemental Security Income and Social Security Disability Insurance, both serving as important components of people’s Social Security system, provide vital lifelines.

Social Security Disability Insurance usually pays monthly benefits to every incapacitated employee and can no longer work for a year or so. It is also part of Social Security programs, which pay retirement benefits to older Americans.

Other Types of Social Security Programs

Apart from SSDI (Social Security Disability Insurance), you can consider other programs like Medicaid and SSI (Supplemental Security Income).

Medicaid offers healthcare benefits for individuals with a disability who meet certain financial requirements. On the other hand, SSI offers medical and monetary benefits to children and adults who are disabled or blind. Like Medicaid, you must meet resources and non-disability income requirements.

Disability Claim Process

Many applications of Social Security are processed through local SSA offices. A lawyer with a Social Security Disability Claim experience may help to prepare your application and even file it on your behalf.

Payments for disability representations are limited by law. They are not more than 25% of retroactive SSDI or SSI payments you get when you are disabled.


In order to qualify for SSDI benefits, you should have a medical problem, which meets the strict definition of disabilities. You must have also worked in jobs that Social Security covered.

Generally, SSDI officials pay monthly benefits to individuals who cannot work for one year or so due to their disabilities. 

You will continue getting those benefits until you are able to work again daily. But SSDI officials will consider you disabled if:

  • They decide that you are not able to adjust to working due to a medical condition
  • Your disability is expected to or has lasted for one year
  • You are unable to do work, which you did before

Cancer and SSDI

Social Security Disability Insurance is also available to people suffering from cancer. In fact, if your documents show you have cancer, SSDI officials can process your application faster.

Requirements for Applying

Before you apply, ensure you provide details about your work, medical condition, and yourself. You should review and print the Adult Disability Checklist as it may help you collect the details you require to complete the application process.

Apart from your details, you will also need to present certain documents to prove your eligibility. Some of these documents include:

  • The US. Military discharge papers
  • Medical evidence
  • Pay stubs, award letters, or settlement agreements
  • Birth certificate
  • W-2 forms

Final Say!

You must apply for SSDI benefits once you become disabled. According to the Social Security office, the application process might take around four months. This counts as part of the waiting period of 20 weeks after the start of your disability.

Explore more

The Most Beautiful Gifts for a Girlfriend: Thoughtful Jewelry Ideas

Finding the most beautiful gift for your girlfriend can be a heartwarming gesture that reflects her unique personality and interests. While preferences may vary,...
hire an attorney

Important Things you should know about your Car Accident Attorney

Because of the heavy traffic on the roadways, collisions are inescapable. Even if you may take care to obey all traffic regulations, there is...

Top Umrah Rides in Jeddah: A Pilgrimage Game Changer

Introduction Jeddah, the jewel of the Saudi coast, is more than just a city of beauty and commerce; it's the threshold to a journey of...

How to Age in Place in Style

Aging in place is something many people want, but it's not always easy to do. Whether it's due to one of life's setbacks or...

The unknown truth about the legendary “Pimp my ride” program

It's hard to find someone who hasn't watched "Pimp my ride". I loved this program and rewatched it several times. At the beginning of...

How The Cropped Fleece Hoodie Became This Season’s Top Fashion Pick

Hoodies have become the go-to outerwear for people these days since they can be worn by anyone at any age. Moreover, hoodies can keep...

Chemical Analysis Techniques: How Writing Services Enhance Data Interpretation in Your...

In the intricate realm of chemistry, data analysis is the linchpin upon which groundbreaking discoveries and meaningful insights rest. The ability to decipher complex...

The Ethics of Using Exam Writing Services: Ensuring Academic Integrity

In today's academic landscape, the pressure to excel can be overwhelming. Students face numerous challenges, including heavy workloads, time constraints, and the pursuit of...