The Difference Between Bodily Injury And Personal Injury

The phrases “bodily injury” and “personal injury” are sometimes used interchangeably, yet they denote distinct concepts. Any physical pain or injury to a person is considered a bodily injury. On the other hand, personal injuries cover a wide range of harms that a person may suffer from an accident. As a result, the severity and depth of the injuries must be considered when assessing whether the claim is for physical harm or personal injury.

Injuries that result from another person’s carelessness are also common. It’s common for people to use the term “personal injury claim” or “case” to refer to any legal action taken against someone for harming them.

What Are Bodily Injuries?

Bodily injuries include fractured bones, lacerations and abrasions, bruising, and burns. Additionally, these injuries can cause lifelong scarring, deformity, and paralysis, as well as long-term damage to the use of body parts or basic functions.

Legal Aspects of Bodily Injury

Car insurance or premises liability insurance claims frequently lead to a bodily harm claim. Victims who are injured on a property because of hazardous circumstances may be able to sue the owner for medical expenses.

Bodily injury liability insurance covers the costs of an automobile collision in which the insured is found to be responsible for the injuries of other drivers, passengers, or pedestrians. In the event of an insurance claim, a specific injury will be covered by this compensation. Unlike property damage liability coverage, this is not a kind of insurance.

What Are Personal Injuries?

Other sorts of injuries unrelated to the body’s physical well-being might arise as a result of physical injuries. These are known as personal injuries. It’s common for people to face pain and suffering after a broken leg, for example, while they undergo surgery and rehabilitation. As a result of physical ailments, you may be unable to do some daily tasks, hobbies, or work duties.

In this regard, personal injuries include a broad spectrum of injuries that you could experience when someone else is to blame for an accident that injures you. Personal injuries encompass a variety of different aspects outside only physical harm.

Legal Aspects of Personal Injury

Limitation Periods for Claims

In most circumstances, victims in Colorado had two years from the date of the accident to submit a claim. You may lose your entitlement to compensation if you don’t file a claim within the statutory limitation period. Therefore, contact Springer & Steinberg, P.C. Denver injury lawyers as soon as any such occurrence takes place with you.


Personal injury lawsuits in Colorado may raise the question of responsibility. In some situations, a jury may find that the plaintiff was essentially or entirely to blame for their injuries or the accident that led to their injuries. Modified comparative negligence is the unique rule used in Colorado.

Following this legal principle, a person’s right to compensation is diminished by the proportion of fault they bear for an event. Additionally, if the afflicted party was more than 50% responsible for the accident, they would no longer be eligible to recover damages in the litigation.

Burden of Proof

Civil proceedings have a lower standard of proof than criminal prosecutions since they focus on repaying the victim for their losses. To be eligible for compensation, the aggrieved party must be able to demonstrate that the other party’s carelessness caused the accident. 


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